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2007
9/2007Mortgage fixed-rates are down
8/2007Homes sales down, mortgage rates down
7/2007Mortgage rates dropping
6/2007Mortgage rates slowly rising
5/2007Mortgage rates dropping
4/2007Mortgage rates remain low
3/2007New policies re mortgages announced
2/2007New mortgage suitability standard law proposed
1/2007Indicators are positive for 2007

2006
12/2006Market is stabilizing – good times ahead
11/2006Mortgage Rates Up – Home Prices Down
10/2006Home Prices Falling
9/2006Mortgage Rates Drop
8/2006Mortgage Rates Decline
7/2006Home Buyers Highly Motivated, per Harvard Study
6/2006Slowing Rising Rates Spurs Refi Mortgage Applications
5/2006Hello 50-year mortgages
4/2006Mortgage rates and applications are up
3/2006Cash-out mortgage applications up
2/2006Fed Rate Rises Again
1/2006Mortgage Rates at Two-month Low

2005
12/2005Conforming Mortgage Limits Going Up
11/2005New Mortgage Trends Noted
10/2005Second Highest Year for Home Financing
9/2005Katrina Victims Helped by Mortgage Organizations
8/2005Mortgage Rates and Applications Rise
7/2005Home Remodeling on the Rise
6/2005Refi mortgage applications increasing
5/2005Home Sales Exceed Expectations
4/2005Mortgage Interest Rates Rising
3/2005New Help for Hispanic Mortgage Borrowers
2/2005The Mortgage Market – a Look Ahead
1/2005Mortgage Trends in 2005

2004
12/2004Free Credit Report Mandated
11/2004Housing / Mortgages: A Look into the Future
10/2004Credit Scores Confuse Consumers
9/2004Mortgage/Real Estate Market Remains Strong
8/2004Mortgage / Real Estate Update
7/2004Minimal Impact from Higher Fed Rate
6/2004Shared Appreciation Mortgages reviving
5/2004Relief in works for cash-strapped mortgage borrowers
4/2004Volume of mortgage originations growing
3/2004Growing demand for cash-out refinance mortgages
2/2004No Down Payment Mortgages Planned
1/2004A Look at Year 2004 from a Mortgage Perspective

2003
12/2003Increased Mortgage Loan Limits
11/2003Disasters and Mortgages
10/2003Who should control Fannie Mae and Freddie Mac?
9/2003Mortgage and Home Sales Activity Continue to Be Robust
8/2003MORTAGE RATES RISE, but are still a hot lure for homebuyers
7/2003The FHA Streamline Refinance Program Is a Hit
6/2003Latest battle: Mortgage Banker vs State Dept. of Corporations
5/2003Post-war Real Estate / Mortgage Market Looks Good
4/2003New Mortgage Plans Developed
2/20032/1/2003 - new mortgage trends and rules
1/2003VALUE BUBBLE – to Burst or Not to Burst

2002
11/2002NEW MORTGAGE CONCEPTS EMERGING
10/2002A CASE FOR NON-BUBBLE EFFECT IN HOME VALUES
9/2002CREATIVE MORTGAGE PLANS UNDER DEVELOPMENT
8/2002MORTGAGE SETTLEMENT COSTS LOWERING
7/2002MORTGAGE SETTLEMENT COSTS LOWERING
6/2002MORTGAGES AND RELATED PROFITS REACH RECORD LEVELS
5/2002INTEREST-ONLY MORTGAGES: PRO AND CON
4/2002REFINANCE MORTGAGES REACH RECORD VOLUME
3/2002MORE MORTGAGES FOR REMODELING
2/2002CHANGES SURFACING IN MORTGAGE OFFERINGS
1/2002NEW / OLD MORTGAGE PLANS EMERGING

2001
12/2001NEW TRENDS IN HOME BUYING, FINANCING
11/2001HOME SALE/MORTGAGE CLOSING COSTS SCRUTINIZED
10/2001THE IMPACT OF SEPT. 11 ON HOME SALES AND MORTGAGES
9/2001TITLE INSURANCE: UNDERSTAND IT AND SAVE MONEY
8/2001PREDATORY MORTGAGE LENDING: Problem and Solution
7/2001Refinance Motivations … Re-evaluating the ARM
6/2001InterestFirst Mortgage Loan
5/2001MORTGAGE INDUSTRY BECOMING MORE HIGH-TECH
4/2001THE EVOLVING MORTGAGE MARKET
3/2001BANKS MAY MOVE INTO REAL ESTATE BROKERAGE
2/2001A NEW TYPE OF HOME REFINANCE BOOM
1/2001CONTROLLING ENERGY COSTS TO PROTECT HOME

2000
12/2000HIGHER LOAN LIMIT WILL HELP HOME BUYERS, BROKERS, LENDERS
11/2000“SHARED APPRECIATION” AND “CREDIT POINTS” DISCUSSED
10/2000A 'SLEEPER' MARKETING TOOL FOR MORTGAGE LENDERS
9/2000Youthful home buyers and mortgage borrowers strong in todays market
8/2000RETIREMENT HOME PREFERENCES CHANGING MORTGAGE NEEDS
7/2000CREDIT SCORING AND MORTGAGE LENDING
6/2000Bundling Home Financing and Remodeling Mortgage Loans
5/2000ENTER THE “PORTABLE MORTGAGE”
4/2000NEW RULES FOR REVERSE MORTGAGES
3/2000Private Mortgage Insurance: A New Law Protecting Consumers
2/2000Lifting the Veil of Mystery on Mortgages
1/2000TREND EMERGING IN REVERSE MORTGAGE INDUSTRY




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